July 1, 2005

Dear State of Texas GBP Participant:

Community First Health Plans is pleased to be the health maintenance organization (HMO) offered through the Texas Employees Group Benefits Program (GBP) in your service area for Plan Year 2006.

Community First is a locally owned and managed HMO based in San Antonio. What this means to you is that our corporate offices are right here, and the people who are responsible for the services you receive are your neighbors. The fact that we are a non-profit/tax-exempt organization means excess revenues are retained in your community and used to improve our level of service to you.

You will find detailed information about our benefits by clicking the Summary of Benefits link in the left column. A complete description of how Community First delivers its medical care and an explanation of our complaints and appeals process can be found in the Certificate of Group Health Care Coverage on our Web site, as well, along with an updated Preferred Drug List, which indicates the Tier 1, 2 and 3 medications.

We look forward to being of service to State of Texas and higher education employees, retirees and dependents.

Sincerely,


Charles L. Kight
President and CEO

Please visit ERS OnLine for enrollment assistance. Additional ERS forms and information can be found on the ERS Forms page.